Robin Kelly on Education

Sponsored 10/10 Loan Forgiveness: cancel college loans after 10 years.

Congressional Summary:Student Loan Fairness Act:

• Establishes a 10/10 Loan Forgiveness Program that provides forgiveness to borrowers who, have made 120 monthly payments in the previous 10 years.
• Caps the amount of loan forgiveness that the program will provide to individuals, and caps the interest rate on new loans at 3.4%.
• Includes primary care physicians in medically underserved areas in the public service employee loan forgiveness program.

Opponent's argument against bill: (Blog post on voices.yahoo.com, "Why I'm Against the Student Loan Fairness Act"): The two key points to this bill are:

1. The 10-10 plan: Where an individual would be required to make ten years of payments at 10% of their discretionary income, after which their remaining federal student loan debt would be forgiven.
2. Cap federal interest rates at 3.4% and allowing existing borrowers whose educational loan debt exceeds their income to convert their private loan debt into federal Direct Loans.
   Sounds enticing enough. They make a convincing argument that convinced over 200,000 people to sign their petition, many of whom shared their personal stories of student debt and how this act would change their lives. I disagree with all of them.
   • First, there is already student loan forgiveness act that erases your loans after 20 years. It is called Health Care and Education Reconciliation Act.
   • Many people who signed the petition argued that the government bailed out the banks, so why not us? The main difference [with TARP is that] most banks paid back the loans from TARP [while student loan forgiveness will make] $1 trillion magically disappear.
   • If the average college graduate is 22 years old, then we are talking about being debt free by 32. That is a risk I see many young college students willing to take.
   Source: H.R.1330 13-H1330 on Mar 21, 2013

   No-strings-attached block grant will kill transparency.

   Kelly voted NAY A-PLUS Amendment To Student Success Act

   Heritage Action Summary: An amendment offered by Rep. Mark Walker (R-NC) and Rep. Ron DeSantis (R-FL) to the Student Success Act (H.R. 5). The amendment, known as A-PLUS (Academic Partnerships Lead Us to Success), would give the states the ability to consolidate their federal education funds and use them for any lawful education purpose they deem beneficial.

   Heritage Foundation recommendation to vote YES: (7/8/2015): A-PLUS lets states escape No Child Left Behind's prescriptive programmatic requirements. At its core, A-PLUS delivers on the promise of "restoring state and local control over the 10% of education funding financed by the federal government," moving dollars out of the hands of federal bureaucrats and political appointees and into the hands of those closer to the students. Now is the time for Congress to restore federalism in education, empower parents and students instead of bureaucrats and unions, and remove archaic obstacles that have prevented true opportunity for all.

   US News and World Report recommendation to vote NO: (4/7/2015): A-PLUS [is intended as] a no-strings-attached block grant. There isn't all that much the federal government can do well in education, but it's because of federally-required transparency that charter schools and voucher schools can demonstrate that they work. For example, New York City's Success Academy scores in the top 1% of all the state's public schools in math and in the top 3% in English. When Success Academy came under fire from teachers' union-backed Mayor Bill de Blasio, it was able to fight back with numbers to prove it. If a strong-union state were to receive a no-strings-attached block grant, transparency would be the first thing to go. A no-strings-attached block grant is an overreaction to federal overreach.

   Legislative outcome: Failed House 195 to 235 (no Senate vote)

   Source: Supreme Court case 15-H0005 argued on Jul 8, 2015

   Make two years of community college free.

   Kelly signed making two years of community college free

   Excerpts from press release from Tammy Baldwin, Senate sponsor: The America's College Promise Act makes two years of community college free by:

   • Providing a federal match of $3 for every $1 invested by the state to waive community college tuition and fees for eligible students;
   • Ensuring that programs offer academic credits which are fully transferable to four-year institutions in their state;
   • Establishing a new grant program to provide pathways to success at minority-serving institutions by helping them cover a significant portion of tuition and fees for the first two years of attendance for low-income students.
   Community, technical, and tribal colleges enroll 40% of all college students today. Community colleges are uniquely positioned to partner with employers to create tailored training programs to meet economic needs within their communities such as nursing and advanced manufacturing.

   Opposing argument: (Cato Institute, "College Courtesy of the Taxpayer? No Thanks," Jan. 9, 2015): One look at either community college outcomes or labor market outlooks reveals free college to be educational folly. Community college completion rates are atrocious: a mere 19.5% of community college students complete their programs. Meanwhile, the for-profit sector has an almost 63% completion rate. And [about 70%] of the new job categories in coming years will require a high school diploma or less.

   Opposing argument: (Heritage Foundation, "Free Community College Is a Bad Deal", July 15, 2016): Free college proposals would subject community colleges to the same types of subsidies-induced inflation endemic at four-year institutions. And low-income students already have access to federal Pell Grants, which can cover the bulk of community college tuition. By contrast, a more open market of alternative schooling models, such as online or vocational education programs, could better tailor degrees at a lower cost.

   Source: S.1716 & H.R.2962 15-H2962 on Jul 8, 2015

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